Consumer Privacy Policy

What does South Atlantic Bank do with your personal information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Income
  • Account balances and payment history
  • Credit history and credit scores
  • Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons South Atlantic Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information.

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does South Atlantic Bank share? Yes
Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you
Does South Atlantic Bank share? Yes
Can you limit this sharing? No

For joint marketing with other financial companies
Does South Atlantic Bank share? No
Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiences
Does South Atlantic Bank share? No
Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness
Does South Atlantic Bank share? No
Can you limit this sharing?
We don’t share

For our affiliates to market to you
Does South Atlantic Bank share? No
Can you limit this sharing?
We don’t share

For non-affiliates to market to you
Does South Atlantic Bank share? No
Can you limit this sharing? We don’t share


Questions?

Call (843) 839-0100


Who We Are

Who is providing this notice?
South Atlantic Bank


What We Do

How does South Atlantic Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does South Atlantic Bank collect my personal information?
We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Apply for a loan
  • Use your credit or debit card
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
•South Atlantic Bank has no affiliates.

Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
•South Atlantic Bank does not share with non-affiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *South Atlantic Bank does not jointly market.

View our Online Privacy Policy

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