•

Opening your account is a breeze

Next Steps for Signing Up

To open your account, put in your name below and click “Proceed to Document,” then fill out our simple form. A South Atlantic Bank representative will contact you to confirm your information within 24 hours of submission, excluding holidays and weekends. If you would like an alternative way to submit an application, click here.

Important Information About Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying information. Additionally, we will review credit history and obtain reports from consumer reporting agencies.

Printed Signup

For a printed version, print out our simple signup form and take a few minutes to fill it out. Then bring your form to a South Atlantic Bank branch, where we’ll finish setting up your account.

We welcome walk-ins, but to ensure a speedy process, we encourage you to call ahead and schedule an appointment with the branch you intend to visit. 

Additionally, you may drop your form off through our drive through, and we will call to set up a followup appointment to finalize your account. 

If you’d like us to fill out your form for you, just give us a call! 

Your Account Opening Form

Download Form

What to bring

We’ll need you to bring a few things with you to open your account. 

  • Photo ID
  • Cash or a check to fund your opening deposit

If you plan to add another user to your account, both signers must appear at the bank with a photo ID before the account can be authorized.

When you’ve successfully opened your account you’ll receive an email containing our Switch Kit, which will help you transition from your old account and make the most of your new SAB account. 

Download the full switch kit today

Contact Us

Our team is standing by to help open your account and answer your questions.

Let’s Talk

Come See Us

We can’t wait to meet you. You can find us all along the Carolina Coast.

Find Your Local Branch
Need Help?

We're here to help you. Visit our Help Center to find important information and frequently asked questions.

Visit Help Center
Open an Account

Ready to make the switch? Open a new account with South Atlantic Bank.

Next Steps for Signing Up
Warning! You are leaving South Atlantic Bank.

The webpage you are about to visit is not part of the South Atlantic Bank web family or southatlantic.bank domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Warning! You are leaving South Atlantic Bank.

The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.