Ready Reserve Overdraft Line of Credit

Enjoy peace of mind knowing you have a financial safety net in place. Ready Reserve Overdraft Protection helps protect your checking account from unexpected overdrafts by providing automatic access to available credit when you need it.

Automatic overdraft protection when you need it most.

When your checking account balance falls short, funds are automatically transferred from your Ready Reserve line of credit in convenient increments to help cover the difference. You can repay the balance at any time or take advantage of automatic monthly payments, giving you a simple and flexible way to manage unexpected expenses and avoid overdraft concerns.

Bank where you belong

Tailor-made banking with the people you know and trust.

At South Atlantic Bank, banking is personal and rooted in the place we call home. We know our customers, understand our communities, and are here to help you thrive in every stage of life.