Personal Savings

Begin Savings The Right Way.

This account provides an easy way to start a savings program. With its low minimum balance and competitive rate of interest, you can be on your way to saving steadily with Personal Savings.

Just a $100 deposit to open
Low minimum balance requirement of $100
$3 service charge per statement cycle if balance is not maintained.
Excess withdrawal fee of $2 per withdrawal*
All balances earn interest
Interest is compounded daily and credited monthly
Free Online Banking
Free Telephone Banking
Quarterly** statement via E-Docs or U.S.Mail

*Transfers from Personal Savings and Young Savers accounts to another account or to a third party by pre-authorized withdrawal or telephone transfer are limited to six per statement cycle.

**Third party internet or service provider rates may apply. Bill payment service is not available for Money Market Accounts or Savings Accounts.

***If electronic funds transfer takes place, a monthly statement is generated.

Need Help?

We're here to help you. Visit our Help Center to find important information and frequently asked questions.

Visit Help Center

Open an Account

Ready to make the switch? Open a new account with South Atlantic Bank.

Open an Account Now

Warning! You are leaving South Atlantic Bank.

The webpage you are about to visit is not part of the South Atlantic Bank web family or southatlantic.bank domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Cancel Proceed (opens in new window)

Warning! You are leaving South Atlantic Bank.

The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Cancel Proceed (opens in new window)

Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.