Personal Savings
A dedicated savings account makes it easier to build healthy financial habits and work toward your goals. Whether you’re setting aside money for a future purchase, an emergency fund, or simply growing your savings over time, South Atlantic Bank provides a secure and convenient way to help you get there.
Begin saving the right way.
This account provides an easy way to start a savings program. With its low minimum balance and competitive rate of interest, you can be on your way to saving steadily with Personal Savings.
Build your savings with a simple account designed for everyday goals.
- Just a $100 deposit to open
- Low minimum balance requirement of $100
- $3 service charge per statement cycle if balance is not maintained
- Excess withdrawal fee of $2 per withdrawal*
Put your money to work while keeping it available when you need it.
- All balances earn interest
- Interest is compounded daily and credited monthly
Stay connected to your savings with secure banking tools and account services.
- Free Online Banking
- Free Telephone Banking
- Quarterly statement via E-Docs or U.S. Mail**
*Transfers from Personal Savings and Young Savers accounts to another account or to a third party by pre-authorized withdrawal or telephone transfer are limited to six per statement cycle.
**Third party internet or service provider rates may apply. Bill payment service is not available for Money Market Accounts or Savings Accounts.
***If electronic funds transfer takes place, a monthly statement is generated.
Choose an account
Explore our account options and choose the one that works best for you.
Apply quickly online
Complete your application in just a few minutes with our simple and secure online process.
Start banking today
Fund your account and enjoy the convenience, service, and support that come with South Atlantic Bank.
Switch to South Atlantic bank, and experience banking that's tailor-made for your needs.
Our team will guide you through each step, from transferring direct deposits and automatic payments to updating account information and setting up digital banking. We’ll help make the transition smooth and stress-free so you can start enjoying the personalized service, local expertise, and banking solutions designed around your needs.
Banking designed around the way you live.
South Atlantic Bank combines modern banking convenience with genuine personal service to help you feel confident at every stage of life. Local bankers take the time to understand your goals and connect you with solutions that fit your needs today while supporting what comes next.
