We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
Personal Card – Low Rate
Features
- No annual fee
- Low introductory rate for the first six months¹.
- Competitive ongoing APR.
- 25-day grace period on all purchases. No grace period on cash advances
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net
- Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
- Unlike some card offers, the APR for purchase and cash advance is the same. We do not charge a higher rate for cash advances.
Fees
Personal Card – World / Preferred Points Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months.
- Competitive ongoing APR.
- No annual fee
- 25-day grace period on all purchases. No grace period on cash advances
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
- Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
To Apply Now
- Download the PDF application.
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
- Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
*This file requires a PDF viewer to open the attachment. Try downloading Adobe Reader for free at https://get.adobe.com/reader.
⊃ Please see application for information about current APRs and fees.
Report a Lost or Stolen MasterCard® Credit Card
Call credit card support toll-free at 1.800.367.7576 (24/7/365).
