Active Senior Checking

Earn Interest, Get Free Checks, & Save On Fees.

Designed for customers age 55 or better, our Senior Checking provides unlimited check writing and a lot more, at no cost!

Unlimited check writing
Just a $100 deposit to open
All balances earn interest
$10 monthly service charge which is not charged with just one of the following qualifiers: monthly direct deposit, $500 daily balance, $1,000 average balance, OR $2,500 combined daily balance in checking, savings, CDs or IRAs
Interest is compounded daily and credited monthly
FREE standard checks (Limit 2 boxes per calendar year)
No penalty for early redemption of CDs due to medical emergency
FREE QuickCard Debit Card Upon Approval
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Free Online Banking with Bill Payment Service
Free Telephone Banking
Monthly statement via E-Docs or U.S. Mail
Ready Reserve Overdraft Protection available upon credit product approval

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We're here to help you. Visit our Help Center to find important information and frequently asked questions.

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Ready to make the switch? Open a new account with South Atlantic Bank.

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The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.