Student Checking Account
With no monthly service charge, no minimum balance requirements, and easy access to your money, it’s a smart way to start your financial journey. For ages 14-22 years old. A parental co-owner is required for students under age 18.
Everything you need for tailor-made banking.
Enjoy the convenience, flexibility, and tools you need to manage your money with confidence. From digital banking access to account features designed for everyday life, South Atlantic Bank makes banking simple.
Build a strong financial foundation with an account designed for students.
- Just a $50 deposit to open
- No monthly service charge
- No minimum balance requirements
- Unlimited check writing
Manage your money with convenient tools and easy access wherever life takes you.
- Unlimited FREE ATM Use (never a fee or surcharge)
- Free QuickCard MasterCard Debit Card (upon approval)
- Monthly statement via E-Docs or U.S. Mail
Take advantage of digital banking tools and optional safeguards for added peace of mind.
- Free Online Banking with Bill Payment Service
- Free Telephone Banking
- Ready Reserve Overdraft Protection available upon credit product approval
Start building smart financial habits with a checking account designed for students and built for life on the go.
Open OnlineMake the most of your banking relationship with an account that rewards you every day.
Open OnlinePut your savings to work with tiered interest rates that reward higher balances while keeping your funds within reach.
Open OnlineEnjoy straightforward checking with the everyday banking tools and convenience you need at a low monthly cost.
Open OnlineGet more from your checking account with interest earnings, free checks, and benefits that reward your banking relationship.
Open OnlineEnjoy simple, no-cost checking with the everyday banking tools and convenience you need to manage your money with confidence.
Open Online$50
$100
$1000
$25
$100
$100
All balances earn interest. Interest is compounded daily and credited monthly.
Balances of $1,000 or more earn interest. Interest is compounded daily and credited monthly. Six interest tiers that reward you for saving.
All balances earn interest. Interest is compounded daily and credited monthly.
Unlimited FREE ATM Use (Never a fee or surcharge!)
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
NO monthly service charge
$20 service charge per statement cycle which is waived with one of the following qualifiers: a $2,500 daily balance or $5,000 average monthly balance or $15,000 combined daily balance in checking, savings, CD or IRAs or $25,000 combined outstanding balance in personal loans or home equity lines of credit
$10 service charge per statement cycle which is waived with a $1,000 daily balance OR a $2,000 average balance.
$10 monthly service charge which is not charged with just one of the following qualifiers: monthly direct deposit, $500 daily balance, $1,000 average balance, OR $2,500 combined daily balance in checking, savings, CDs or IRAs
NO monthly service charges
Unlimited check writing
Yes
Yes. FREE standard checks (Limit 2 boxes per calendar year)
Yes
Free QuickCard MasterCard Debit Card Upon Approval
Free QuickCard Debit Card Upon Approval
Free QuickCard MasterCard Debit Card upon approval
FREE QuickCard Debit Card Upon Approval
Free QuickCard MasterCard Debit Card Upon Approval
Free Online Banking with Bill Payment Service
Free Online Banking with Bill Payment Service
Free Online Banking
Free Online Banking with Bill Payment Service consisting of a $300 per item limit and a $1,200 daily limit
Free Online Banking with Bill Payment Service
Free Online Banking with Bill Payment Service
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
No minimum balance requirements
Additional benefits include a no minimum balance savings account, a safe deposit box discount and free cashier’s checks
No minimum balance requirements
No penalty for early redemption of CDs due to medical emergency.
No minimum balance requirements
$10 per withdrawal fee if withdrawals exceed six in a statement cycle.
Choose an account
Explore our account options and choose the one that works best for you.
Apply quickly online
Complete your application in just a few minutes with our simple and secure online process.
Start banking today
Fund your account and enjoy the convenience, service, and support that come with South Atlantic Bank.
Switch to South Atlantic bank, and experience banking that's tailor-made for your needs.
Our team will guide you through each step, from transferring direct deposits and automatic payments to updating account information and setting up digital banking. We’ll help make the transition smooth and stress-free so you can start enjoying the personalized service, local expertise, and banking solutions designed around your needs.
Banking designed around the way you live.
South Atlantic Bank combines modern banking convenience with genuine personal service to help you feel confident at every stage of life. Local bankers take the time to understand your goals and connect you with solutions that fit your needs today while supporting what comes next.
