Certificate of Deposit

Put your savings to work with a Certificate of Deposit that offers competitive returns, flexible term options, and the security of FDIC insurance. Whether you’re saving for a future goal or looking for a dependable way to grow your money, a CD can help you earn more with confidence.

Competitive rates, flexible terms, and FDIC insurance make CDs a smart way to grow your savings.

Get started with a low minimum opening deposit of just $500 and choose a term that fits your goals, from 3 months to 5 years. Competitive interest rates compounded daily help your savings grow, while flexible interest payment options allow you to reinvest earnings, receive payments by check, or transfer them to a South Atlantic Bank account. Free Online Banking and Telephone Banking make it easy to manage your account, though penalties may apply for early withdrawals.*

* Terms of 365 days or less: 3 months’ interest
Terms of 366 days or more: 6 months’ interest

Bank where you belong

Tailor-made banking with the people you know and trust.

At South Atlantic Bank, banking is personal and rooted in the place we call home. We know our customers, understand our communities, and are here to help you thrive in every stage of life.