Certificate of Deposit
Put your savings to work with a Certificate of Deposit that offers competitive returns, flexible term options, and the security of FDIC insurance. Whether you’re saving for a future goal or looking for a dependable way to grow your money, a CD can help you earn more with confidence.
Competitive rates, flexible terms, and FDIC insurance make CDs a smart way to grow your savings.
Get started with a low minimum opening deposit of just $500 and choose a term that fits your goals, from 3 months to 5 years. Competitive interest rates compounded daily help your savings grow, while flexible interest payment options allow you to reinvest earnings, receive payments by check, or transfer them to a South Atlantic Bank account. Free Online Banking and Telephone Banking make it easy to manage your account, though penalties may apply for early withdrawals.*
* Terms of 365 days or less: 3 months’ interest
Terms of 366 days or more: 6 months’ interest
Banking designed around the way you live.
South Atlantic Bank combines modern banking convenience with genuine personal service to help you feel confident at every stage of life. Local bankers take the time to understand your goals and connect you with solutions that fit your needs today while supporting what comes next.