Ready Reserve Overdraft Line of Credit

Never worry about overdrafts again when you link your checking account to a Ready Reserve line of credit. Funds are transferred automatically to your account in increments of $100 when needed.

You can pay off the line at any time before the due date if you like. Otherwise, a minimum required payment of 3% of the principal balance outstanding on the last day of the billing cycle or $25, whichever is greater, will be automatically drafted from your checking account each month.