Ready Reserve Overdraft Line of Credit

Never worry about overdrafts again when you link your checking account to a Ready Reserve line of credit. Funds are transferred automatically to your account in increments of $100 when needed.

There is no fee for the transfer, but interest will accrue on the outstanding balance. You can pay off the line at any time before the due date if you like. Otherwise, a minimum required payment of 3% or $25, whichever is greater, will be automatically drafted from your checking account each month.

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