Business CDs

A wide variety of terms to choose from, competitive rates of interest, and the safety of FDIC insurance make our CDs an appealing investment option for your business.

Features and Benefits

FDIC Insured
Low minimum opening deposit of $500
Terms as short as 3 months or as long as 5 years
Competitive rate of interest that is compounded daily to help you save even more
Multiple interest payment options depending on your needs – interest can be rolled back into the CD, paid to you monthly or quarterly by check, or transferred to the South Atlantic Bank account of your choice
Free Online Banking*
Free Telephone Banking
Penalties for early withdrawal apply**

* Third party internet or service provider rates may apply. Bill payment service is not available for Certificates of Deposit.

** Terms of 365 days or less: 3 months’ interest
Terms of 366 days or more: 6 months’ interest

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.