Mortgage Products

Mortgage Loans

South Atlantic Bank (NMLS# 403425) offers a variety of loan programs to meet your residential mortgage needs. Our lending team is ready to provide a tailor-made loan experience with the best products, services, and advice for your next coastal home purchase. Contact a loan officer and prequalify now.

Fixed Rate Mortgages

  • Set rate of interest for the life of the loan
  • Monthly payment of principal and interest remains the same for the life of the loan

Adjustable Rate Mortgages

  • Interest rate varies during the life of the loan
  • Initial interest rate is fixed for a period of time, after which it resets periodically.
  • Monthly payment may increase or decrease based on interest rate changes.


JUMBO loans in excess of $726,200

Need Help?

We're here to help you. Visit our Help Center to find important information and frequently asked questions.

Visit Help Center
Open an Account

Ready to make the switch? Open a new account with South Atlantic Bank.

Next Steps for Signing Up