Mortgage Products

South Atlantic Bank (NMLS# 403425) offers a variety of loan programs to meet your residential mortgage needs. We are committed to employing knowledgeable and ethical mortgage loan officers to ensure our customers are receiving the best products, services, and advice in regards to their borrowing needs. Contact a loan officer and prequalify now.


Fixed Rate Mortgages

  • Set rate of interest for the life of the loan
  • Monthly payment of principal and interest remains the same for the life of the loan

Adjustable Rate Mortgages

  • Interest rate varies during the life of the loan
  • Initial interest rate is fixed for a period of time, after which it resets periodically.
  • Monthly payment may increase or decrease based on interest rate changes.

FHA/VA/USDA


JUMBO loans in excess of $510,400

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