Mortgage Products

Mortgage Loans

South Atlantic Bank (NMLS# 403425) offers a variety of loan programs to meet your residential mortgage needs. Our lending team is ready to provide a tailor-made loan experience with the best products, services, and advice for your next coastal home purchase. Contact a loan officer and prequalify now.

Fixed Rate Mortgages

  • Set rate of interest for the life of the loan
  • Monthly payment of principal and interest remains the same for the life of the loan

Adjustable Rate Mortgages

  • Interest rate varies during the life of the loan
  • Initial interest rate is fixed for a period of time, after which it resets periodically.
  • Monthly payment may increase or decrease based on interest rate changes.

FHA/VA/USDA

JUMBO loans in excess of $510,400

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