Mortgage Loans
South Atlantic Bank (NMLS# 403425) offers a variety of loan programs to meet your residential mortgage needs. Our lending team is ready to provide a tailor-made loan experience with the best products, services, and advice for your next coastal home purchase. Contact a loan officer and prequalify now.
Fixed Rate Mortgages
- Set rate of interest for the life of the loan
- Monthly payment of principal and interest remains the same for the life of the loan
Adjustable Rate Mortgages
- Interest rate varies during the life of the loan
- Initial interest rate is fixed for a period of time, after which it resets periodically.
- Monthly payment may increase or decrease based on interest rate changes.
FHA/VA/USDA
JUMBO loans in excess of $510,400