Personal Banking

Compare Personal Accounts

Find the Account That’s Right For You

Click on the buttons below to compare our account features. Up to three accounts can be compared at one time. Once you make a selection, scroll down to see the details.

Premier Checking

Money Market Account

Student Checking

Active Senior Checking

Free Checking

Personal Savings

Young Savers

Choose an account to compare

Premier Checking

Money Market Account

Student Checking

Active Senior Checking

Free Checking

Personal Savings

Young Savers

Earns interest on collected balances based on the listed tiers

Minimum Balance to Open

Monthly Service Charge & Other Fees

Monthly service charge can be waived with one of the balance or other qualifiers listed

Unlimited Check Writing

Free Standard Checks

Online Banking with Bill Pay

Overdraft Protection

Quickcard Debitcard Mastercard®

Free Non-South Atlantic Withdrawals

Free e-Docs Statements

Additional Benefits

Yes
• $0.01 - $2,499.99
• $2,500 - $24,999.99
• $25,000 and above

$100

$20

• $2,500 daily balance
• $5,000 average monthly balance
• $15,000 combined daily balance in checking, savings, CD or IRAs
• $25,000 combined outstanding balance in personal loans or home equity lines of credit

Yes

Yes⁶

Yes

Two per card per month⁷

Yes

• No minimum balance savings account
• Safe deposit box discount
• Free cashier's checks

Yes
• $1,000 - $9,999.99
• $10,000 - $24,999.99
• $25,000 - $49,999.99
• $50,000 - $99,999.99
• $100,000 - $249,999.99
• $250,000 and above

$1,000

• $10 per month
• $10 per withdrawal over six per statement cycle

• $1,000 daily balance
• $2,000 average monthly balance

No³

Yes

Online banking only

Yes⁶

Yes

Two per card per month⁷

Yes

$50²

Yes

Yes⁶

Yes

Unlimited

Yes

Yes
• $0.01 and above

$100¹

$10

• Monthly direct deposit
• $500 daily balance
• $1,000 average monthly balance
• $2,500 combined daily balance in checking, savings, CD or IRAs

Yes

Yes⁵

Yes

Yes⁶

Yes

Two per card per month⁷

Yes

Safe deposit box discount

$100

Yes

Yes⁶

Yes

Two per card per month⁷

Yes

Yes
• $0.01 and above

$100

• $10 per quarter
• $2 per withdrawal over six per statement cycle

• $100 daily balance

No⁴

Online banking only

Yes

Yes
• $0.01 and above

$20

• $0
• $1 per withdrawal over six per statement cycle

No⁴

Online banking only

Yes

To qualify for Active Senior Checking, an individual must be 55 years or older.

To qualify for Student Checking, an individual must possess a valid student ID and be between the ages of 14 and 22 years old. In addition, there must be a parental co-owner for students under age 18.

Money Market: Unlimited withdrawals and transfers are allowed at teller windows, ATMs and by mail. Telephone withdrawals (via check mailed to customer) are also unlimited. All other types of withdrawals and transfers are limited to six per statement cycle, made by check, draft, debit card, or similar order to third parties. The bank may close, convert or restrict transactions that exceed the six allowable.

Savings: Transfers from Personal and Young Savers accounts to another account or to a third party by pre-authorized withdrawal or telephone transfer are limited to six per statement cyle.

Limit of two free boxes of standard checks per year, or customer can choose to receive a credit equal to the cost of standard checks when ordering custom checks from South Atlantic Bank.

Overdraft protection available from another South Atlantic Bank account (limitations apply) or line of credit (approval required).

Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.

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