Business Lending

Access the financing your business needs with flexible lending solutions, competitive rates, and local decision-making. Whether you’re expanding operations, purchasing equipment, investing in real estate, or managing cash flow, South Atlantic Bank can help you move forward with confidence.

Funding that moves you forward.

South Atlantic Bank offers flexible lending solutions backed by local expertise and personalized service. Our experienced lenders take the time to understand your business and help you find the right financing for growth, equipment purchases, real estate, working capital, and more.

Acquisition and Expansion

Finance the purchase of a business, the commercial real estate where it operates, or a new or additional business location.

Contact a Lender
Machinery and Equipment

Purchase or refinance equipment for your business, including specialized equipment for medical offices, restaurants, car washes, and other industries.

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Working Capital

Establish a business line of credit to improve cash flow, cover operating expenses, and give your business greater financial flexibility.

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Real Estate Development and Construction

Finance land development, residential construction, or commercial construction projects to support growth from the ground up.

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New Business Startups

Finance the purchase of company ownership interests, partnership buyouts, franchise acquisitions, and other business ownership opportunities.

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Multi-Family Housing

Finance the purchase or construction of investment properties to grow your real estate portfolio and create long-term income opportunities.

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Revolving Lines of Credit

Access funds for working capital, ongoing business needs, or other opportunities as they arise, with financing that gives you added flexibility.

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SBA Loans

Use an SBA-guaranteed loan to finance long-term fixed assets, operating capital, and a wide range of other business needs.

Contact a Lender

Contact a Commercial Lending Specialist at 843.839.0100 today.

Banking made simple.

It's easy to start banking with South Atlantic Bank.

Choose an account

Explore our account options and choose the one that works best for you.

Visit a local branch

Meet with a business banker at one of our conveniently located branches.

Start banking

Enjoy the convenience, service, and support that come with South Atlantic Bank.

Bank where you belong

Tailor-made banking with the people you know and trust.

At South Atlantic Bank, banking is personal and rooted in the place we call home. We know our customers, understand our communities, and are here to help you thrive in every stage of life.

Experience personalized local banking built around your goals, your life, and what matters most.

South Atlantic Bank combines thoughtful financial solutions with genuine local service to help individuals, families, and businesses move forward with confidence. Our team takes the time to understand your goals and deliver banking designed around the way you live and work.