Business Certificate of Deposit
A wide variety of terms to choose from, competitive rates of interest, and the safety of FDIC insurance make our CDs an appealing investment option for your business.
Business certificates of deposit designed for steady growth.
Business Certificates of Deposit offer a secure way to grow excess funds while earning a competitive return. Fixed terms, guaranteed rates, and FDIC insurance make CDs a smart choice for businesses looking to plan ahead with confidence.
Choose a term that aligns with your goals and gives your business greater control over its savings strategy.
- Low minimum opening deposit of $500
- Terms as short as 3 months or as long as 5 years
Put excess funds to work with competitive rates and flexible ways to receive your earnings.
- Competitive rate of interest compounded daily
- Multiple interest payment options, including reinvestment, check payments, or transfers to a South Atlantic Bank account
Enjoy the confidence of a secure investment with convenient ways to manage your account.
- FDIC Insured
- Free Online Banking*
- Free Telephone Banking
- Penalties for early withdrawal apply**
* Third party internet or service provider rates may apply. Bill payment service is not available for Certificates of Deposit.
** Terms of 365 days or less: 3 months’ interest
Terms of 366 days or more: 6 months’ interest
Banking made simple.
Choose an account
Explore our account options and choose the one that works best for you.
Visit a local branch
Meet with a business banker at one of our conveniently located branches.
Start banking
Enjoy the convenience, service, and support that come with South Atlantic Bank.
Experience personalized local banking built around your goals, your life, and what matters most.
South Atlantic Bank combines thoughtful financial solutions with genuine local service to help individuals, families, and businesses move forward with confidence. Our team takes the time to understand your goals and deliver banking designed around the way you live and work.