Young Savers

A great first step toward saving more.

Start building your savings with an account that makes it easy to set money aside and earn interest over time. With a low opening deposit and no minimum balance requirement, it’s a simple way to work toward your financial goals while keeping your money accessible.

Start your child on the path to better savings.

There’s no better time than the present to start your child on the path to savings. Good habits learned early can last a lifetime. Our Young Savers account is designed for children under the age of 18.

Easy to Get Started

Build your savings with a simple account designed for everyday goals.

  • Just a $20 deposit to open
  • No minimum balance requirement
  • Excess withdrawal fee of $1 per withdrawal*
Earn Interest on Your Savings

Put your money to work while keeping it available when you need it.

  • All balances earn interest
  • Interest is compounded daily and credited monthly
Convenient Account Access

Stay connected to your savings with secure banking tools and account services.

  • Free Online Banking
  • Free Telephone Banking
  • Quarterly statement via E-Docs or U.S. Mail**

*Transfers from Personal Savings and Young Savers accounts to another account or to a third party by pre-authorized withdrawal or telephone transfer are limited to six per statement cycle.

**Third party internet or service provider rates may apply. Bill payment service is not available for Money Market Accounts or Savings Accounts.

***If electronic funds transfer takes place, a monthly statement is generated.

Banking made simple.

It's easy to start banking with South Atlantic Bank.

Choose an account

Explore our account options and choose the one that works best for you.

Apply quickly online

Complete your application in just a few minutes with our simple and secure online process.

Start banking today

Fund your account and enjoy the convenience, service, and support that come with South Atlantic Bank.

Switch to South Atlantic bank, and experience banking that's tailor-made for your needs.

Our team will guide you through each step, from transferring direct deposits and automatic payments to updating account information and setting up digital banking. We’ll help make the transition smooth and stress-free so you can start enjoying the personalized service, local expertise, and banking solutions designed around your needs.

Bank where you belong

Tailor-made banking with the people you know and trust.

At South Atlantic Bank, banking is personal and rooted in the place we call home. We know our customers, understand our communities, and are here to help you thrive in every stage of life.