Premier Checking Account
Premier Checking rewards you for keeping more of your banking relationship with South Atlantic Bank. Earn interest on every balance while enjoying premium benefits, valuable account perks, and the convenience of banking designed around your everyday needs.
Everything you need for tailor-made banking.
Enjoy the convenience, flexibility, and tools you need to manage your money with confidence. From digital banking access to account features designed for everyday life, South Atlantic Bank makes banking simple.
Enjoy the flexibility and tools you need to manage your money with confidence.
- FREE QuickCard Debit Card (upon approval)
- Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle
- Free Online Banking with Bill Payment Service
- Free Telephone Banking (upon approval)
- Monthly statement via E-Docs or U.S. Mail
Make the most of your banking relationship with interest earnings and valuable account benefits.
- All balances earn interest
- Interest is compounded daily and credited monthly
- Additional benefits include a no minimum balance savings account, a safe deposit box discount, and free cashier’s checks
Simple requirements and added protection help make banking easier.
- Unlimited check writing
- Free standard checks
- Just a $100 deposit to open
- $20 service charge per statement cycle, waived with qualifying balances or loan relationships
- Ready Reserve Overdraft Protection available upon credit approval
- Unlimited free withdrawals at PRESTO! ATMs located in Publix grocery stores
Make the most of your banking relationship with an account that rewards you every day.
Open OnlinePut your savings to work with tiered interest rates that reward higher balances while keeping your funds within reach.
Open OnlineEnjoy straightforward checking with the everyday banking tools and convenience you need at a low monthly cost.
Open OnlineStart building smart financial habits with a checking account designed for students and built for life on the go.
Open OnlineGet more from your checking account with interest earnings, free checks, and benefits that reward your banking relationship.
Open OnlineEnjoy simple, no-cost checking with the everyday banking tools and convenience you need to manage your money with confidence.
Open Online$100
$1000
$25
$50
$100
$100
All balances earn interest. Interest is compounded daily and credited monthly.
Balances of $1,000 or more earn interest. Interest is compounded daily and credited monthly. Six interest tiers that reward you for saving.
All balances earn interest. Interest is compounded daily and credited monthly.
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Unlimited FREE ATM Use (Never a fee or surcharge!)
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
$20 service charge per statement cycle which is waived with one of the following qualifiers: a $2,500 daily balance or $5,000 average monthly balance or $15,000 combined daily balance in checking, savings, CD or IRAs or $25,000 combined outstanding balance in personal loans or home equity lines of credit
$10 service charge per statement cycle which is waived with a $1,000 daily balance OR a $2,000 average balance.
NO monthly service charge
$10 monthly service charge which is not charged with just one of the following qualifiers: monthly direct deposit, $500 daily balance, $1,000 average balance, OR $2,500 combined daily balance in checking, savings, CDs or IRAs
NO monthly service charges
Yes
Unlimited check writing
Yes. FREE standard checks (Limit 2 boxes per calendar year)
Yes
Free QuickCard Debit Card Upon Approval
Free QuickCard MasterCard Debit Card upon approval
Free QuickCard MasterCard Debit Card Upon Approval
FREE QuickCard Debit Card Upon Approval
Free QuickCard MasterCard Debit Card Upon Approval
Free Online Banking with Bill Payment Service
Free Online Banking
Free Online Banking with Bill Payment Service consisting of a $300 per item limit and a $1,200 daily limit
Free Online Banking with Bill Payment Service
Free Online Banking with Bill Payment Service
Free Online Banking with Bill Payment Service
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Monthly statement via E-Docs or U.S. Mail
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Ready Reserve Overdraft Protection available upon credit product approval
Additional benefits include a no minimum balance savings account, a safe deposit box discount and free cashier’s checks
No minimum balance requirements
No minimum balance requirements
No penalty for early redemption of CDs due to medical emergency.
No minimum balance requirements
$10 per withdrawal fee if withdrawals exceed six in a statement cycle.
Choose an account
Explore our account options and choose the one that works best for you.
Apply quickly online
Complete your application in just a few minutes with our simple and secure online process.
Start banking today
Fund your account and enjoy the convenience, service, and support that come with South Atlantic Bank.
Switch to South Atlantic bank, and experience banking that's tailor-made for your needs.
Our team will guide you through each step, from transferring direct deposits and automatic payments to updating account information and setting up digital banking. We’ll help make the transition smooth and stress-free so you can start enjoying the personalized service, local expertise, and banking solutions designed around your needs.
Banking designed around the way you live.
South Atlantic Bank combines modern banking convenience with genuine personal service to help you feel confident at every stage of life. Local bankers take the time to understand your goals and connect you with solutions that fit your needs today while supporting what comes next.
