At South Atlantic Bank, we know what it takes to live and work on the Carolina Coast. That’s why we offer cash management solutions tailor-made for businesses of all shapes and sizes.
From electronic payments and mobile deposits to sweep services, fraud prevention, and wire transfers, we can help you manage your money better. That way, you can spend your time on what matters most.
Here are eight ways we can help you improve the efficiency of your business operations, save time, and make every dollar work for you:
1. NetTeller Online Banking and Cash Management
Enjoy secure, 24/7/365 access to all of your account information online and through South Atlantic Bank’s goMobile app. NetTeller Cash Management features unprecedented flexibility and online account management capabilities that can help reduce overhead costs by improving operating efficiencies.
2. Multi-User NetTeller
Our state-of-the-art multi-user setup gives you control over who has online access to your business accounts as well as the specific functions they can perform. Plus, these increased security standards offer the ability to change settings or reset passwords quickly and easily online.
3. Automated Clearinghouse (ACH) Services
With ACH origination your business gains the ability to originate ACH transactions as either debits or credits. It can also be used as a stand-alone service for direct deposit of payroll or to obtain pre-authorized payment for services.
4. Online Wire Transfers
Transfer money quickly and securely by initiating wire transfers to anywhere in the United States right from your computer. Wires received by the cut-off time will receive same-day processing.
5. Positive Pay
Take check validation to the next level with Positive Pay. We’ll work for you and your business, matching the account number, check number, and dollar amount of each check presented for payment against a list of checks your business has authorized and issued.
6. Remote Deposit Capture
Remote Deposit Capture provides a secure and convenient method of scanning and depositing checks at your workplace. This service is ideal for business clients who accept large numbers of checks.
7. Sweep Accounts
Let us help you keep your business dollars working as hard as they can at all times. Manage your cash flow and meet liquidity and investment goals by automatically transferring cash between your South Atlantic Bank business accounts.
8. Zero Balance Accounts
Automatically pool your business funds into one central operating account, eliminating time spent on tracking balance levels and manually funding subsidiary accounts. Any excess funds in your primary account can be invested to increase returns and maintain liquidity while minimizing the risk of overdraft fees.
At South Atlantic Bank, we provide cash management services and security features that help you manage your money and protect your business 24 hours a day. Contact us today to see how we can customize a cash management solution for you.
Is it paying bills on time, robust savings, retirement fund, affording a new car? Whatever financial health means to you, it starts with getting your finances in order. It’s easy to think that keeping track of your account balances is all you need to do to stay on top of your finances. But that is […]
Learn More About What Does Financial Health Mean to You?Homeownership is the American Dream. It’s a significant step towards building wealth, but people across the country are struggling to purchase a home because of limited homes for sale, prices are high, and the Fed is raising interest rates. However, homeownership is not a lost dream – it’s a long-term investment. Here’s how you can […]
Learn More About 5 Tips for Home BuyersDo You Practice Safe Checks? It should come as easily as airline safety, so buckle up for this one. Despite the fact that check use has declined by 25%, reports of check fraud have soared. In fact, they’ve nearly doubled since 2021. Criminals are becoming more sophisticated and finding new ways to steal your financial […]
Learn More About Practice Safe ChecksProtect Yourself from Scammers According to a recent alert to banks from the Financial Crimes Enforcement Network, part of the Treasury Department, criminals have been increasingly targeting the U.S. Mail and United States Postal Service mail carriers since the COVID-19 pandemic to commit check fraud. Criminals typically steal personal checks, business checks, tax refund checks, […]
Learn More About Check Theft & FraudWatch Out for Election-Themed Scams In this week’s scam, cybercriminals are taking advantage of the upcoming United States elections to try and steal your personal information and money. The scams vary slightly and involve fake text messages, social media posts, phone calls, and more. Cybercriminals use AI to make these phishing attempts even more convincing. […]
Learn More About IT Regulatory Compliance SecurityHurricane Helene Recovery Scams From the Federal Trade Commission: Nobody knows how long it’ll take to recover from the devastating flooding and destruction of Hurricane Helene. But we do know it won’t be long before scammers try to cash in on the storm. As you’re working to get back on your feet, learn how scammers […]
Learn More About IT Regulatory Compliance SecurityWe're here to help you. Visit our Help Center to find important information and frequently asked questions.
Visit Help CenterReady to make the switch? Open a new account with South Atlantic Bank.
Open an Account Now