Travis A. Minter

Executive Vice President

Chief Operating Officer

NMLS #469690

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Travis A. Minter is Executive Vice President and Chief Operating Officer for South Atlantic Bank. He is a veteran of the mortgage banking industry with over 24 years of experience. He has served the South Carolina coastal markets in several executive leadership positions, including Senior Vice President-Retail Mortgage with CresCom Bank and President/Chief Operating Officer of Crescent Mortgage Group. Mr. Minter is a graduate of Virginia Tech and is actively involved in the mortgage and banking industry as well as the local community. He has served as chairman of the South Carolina Bankers Association Mortgage Banking Committee, past president, board member and on various committees of the Mortgage Bankers Association of the Carolinas, past president of Grand Strand Mortgage Lenders Association and past president of Coastal Carolina Sertoma Club. He is currently a member of Grand Strand Sertoma Club, Mortgage Bankers Association and Mortgage Bankers Association of the Carolinas and serves as the president of the Myrtle Beach High School All Sports Booster.

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.