Credit Cards

Our credit cards make it easy for you to get what you need anywhere in the world with your hometown service. Build your credit with more than just convenience. Score benefits like rental car protection, cashback rewards, competitive APR for purchase and cash advances, and more. The best part is, there’s no annual fee. Download our application and mail it or drop it off at your local South Atlantic Bank branch.

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

  • No annual fee
  • Low introductory rate for the first six months¹.
  • Competitive ongoing APR.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR for purchase and cash advance is the same. We do not charge a higher rate for cash advances.

Fees

Personal Card – World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.
  • Competitive ongoing APR.
  • No annual fee

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

To Apply Now

View Page

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*This file requires a PDF viewer to open the attachment. Try downloading Adobe Reader for free at https://get.adobe.com/reader.
⊃ Please see application for information about current APRs and fees.

Report a Lost or Stolen MasterCard® Credit Card

Call credit card support toll-free at 1.800.367.7576 (24/7/365).

Need Help?

We're here to help you. Visit our Help Center to find important information and frequently asked questions.

Visit Help Center
Open an Account

Ready to make the switch? Open a new account with South Atlantic Bank.

Open an Account Now