CDs, IRAs, & HSAs

South Atlantic Bank makes it easy to save in more ways than one. Everyone has different end goals. Reach yours with our competitive savings accounts that help you set aside for medical expenses, retirement, or a large purchase.

Saving Solutions for Every Need

Certificate of Deposit

Build your savings with our best interest rates, flexible terms, and zero risk.

Learn More About Certificate of Deposit

Individual Retirement Accounts (IRAs)

Little by little, build the financial momentum you need to retire.

Learn More About Individual Retirement Accounts (IRAs)

Health Savings Accounts (HSAs)

Set aside tax-advantaged funds for your future medical needs.

Learn More About Health Savings Accounts (HSAs)

Need Help?

We're here to help you. Visit our Help Center to find important information and frequently asked questions.

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Open an Account

Ready to make the switch? Open a new account with South Atlantic Bank.

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The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.