Checking & Money Market

At South Atlantic Bank, we want you to get the most out of your money. That’s why we built a variety of deposit accounts to satisfy every need. Whether you’re looking for a standard checking account or one that earns interest based on your balance, find the account that compliments your lifestyle.

Available Products

Premier Checking

Avoid the worries, avoid the fees, all while earning interest with this rewarding account.

Learn More About Premier Checking

Money Market Account

Bigger balances earn bigger interest rates. Are you ready for a checking account that gives you more?

Learn More About Money Market Account

Student Checking

Start them off on the right path with minimal restrictions, fees, or requirements.

Learn More About Student Checking

Active Senior Checking

Earn interest and enjoy plenty of bonus features—this is checking for the good life.

Learn More About Active Senior Checking

Performance Checking

Performance Checking lets you achieve your goal of financial security.

Learn More About Performance Checking

Free Checking

Free Checking lets you keep it simple by giving you everything you need and nothing you don't.

Learn More About Free Checking

Need Help?

We're here to help you. Visit our Help Center to find important information and frequently asked questions.

Visit Help Center

Open an Account

Ready to make the switch? Open a new account with South Atlantic Bank.

Open an Account Now

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The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.