South Atlantic Bank | Proud to Serve the Carolina Coast

Switch to a Bank that’s Tailor-Made for You

We’re proud to now call Carnes Crossroads home! We know what it takes to raise a family, grow a business, and thrive financially while enjoying everything Carnes Crossroads has to offer.

Visit our new Carnes Crossroads Office:
2444 North Main Street
Summerville, SC 29485

Meet Our Team

Stephen Windham

Assistant Vice President
Branch Manager

Retail Business Development Officer

NMLS#: 1904145
Office: (854) 269-9145
Mobile: (843) 530-9986

Michael Meuli

Vice President
Market Executive

NMLS#: 1131505
Office: (843) 414-5913
Mobile: (843) 568-3694

A Checking Account for Every Need.

Earn interest, avoid fees, and make life a little easier with an account that fits you perfectly.

Compare Checking Accounts
Make Your Big Move

Our mortgage professionals can help smooth out your mortgage process. They’ll walk you all the way through the front door with transparency and compassion.

More About Mortgages
Tailor-Made Business Banking

Your business deserves better than a generic, pre-cut strategy. Our Business Banking team will learn your business and work with you to find the best way forward.

See Business Banking

Set up an Appointment

We’d love to help you open your account and answer any questions you may have.

Contact us

Next Steps

Opening your account online is a simple process.

Open a personal account
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Warning! You are leaving South Atlantic Bank.

The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.