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What’s your dream?

Ready for something more? We make it easier for you to get the funds you need, so you can carry on your coastal dreams. Find the lending solution that’s right for you by exploring your options below.

Personal Loans

Get the cash you need for that thing you’ve been dreaming of. Our personal loans can be tailor-made to fit your needs.

Home Equity Line of Credit

Leverage your home’s equity to access the capital you need for upcoming or unplanned expenses with a HELOC. Give yourself peace of mind knowing you have the money you need, when you need it.

Explore Loans Explore Heloc

Personal Loans

What to bring +–

Valid Driver’s License
Prior Two Month’s Paystubs
W-2
Tax Return

Home Equity Line of Credit

What to bring +–

Valid Driver’s License
Prior Two Year’s Tax Returns
Last Month’s Paystub
Insurance Information: Agency Name, Address & Phone
Attorney Preference: Attorney Name, Address & Phone
Copy of Deed (if available)
Copy of Appraisal** (if available and less than 18 months old)
Personal Financial Statement

*Pending Appraisal. All loans are subject to credit approval.

**Must be addressed to a financial institution.

Ready to take the next step?

Fill out the form below, or contact your local branch to speak with a lending officer today.

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The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.