What’s your dream?

Ready for something more? We make it easier for you to get the funds you need, so you can carry on your coastal dreams. Find the lending solution that’s right for you by exploring your options below.

Personal Loans

Lending solutions tailor-made for you.

One of our personal loans can help you get the lump sum you need to get the boat or vehicle you’ve been dreaming of, a much-needed family vacation, or pay for a big event or any other large purchase.

  • Quick, local decision making
  • Competitive rates and terms to fit your budget
  • No minimum or maximum loan amount
  • Monthly payments can be made online, in our mobile app, or automatically drafted from a checking or savings account

Home Equity Line of Credit

Life is unpredictable. We have your back.

Use your home’s equity to get a line of credit to draw from as you need, and only pay interest on the money you use.

  • Quick, local decision making *
  • Credit available from $10,000
  • Competitive rates
  • Funds used to improve your property can be tax-deductible.
  • Consult your tax advisor for more information
  • Attorney closing required
  • Automatic draft payments available upon request

Bank where you belong

Tailor-made banking with the people you know and trust.

At South Atlantic Bank, banking is personal and rooted in the place we call home. We know our customers, understand our communities, and are here to help you thrive in every stage of life.