• LOCAL MEANS MORE IN THE LOWCOUNTRY.

    From Old Town to the Island, the bank where you belong is South Atlantic Bank. Here, your dollars flow back into the heart of the economy, helping the community flourish. We want to understand your goals and use our local insight to create financial solutions that are tailor-made for you.

Banking that’s tailor-made for the Lowcountry.

Checking Accounts
Checking accounts suited for all walks of life.

  • Premier Checking- Avoid the worries and enjoy the benefits, all while earning interest with this rewarding account.
  • Student Checking- Start them off on the right path with minimal restrictions, fees, or requirements.
  • Active Senior Checking- Checking for the good life — earn interest and enjoy plenty of bonus features.
  • Free Checking- Keep it simple — get everything you need and nothing you don’t.

Explore Checking
Savings Accounts
Start saving for whatever the future may hold.

  • Personal Savings- Start saving for a big purchase or simply for peace of mind.
  • Young Savers- It’s never too early to learn the importance of good financial habits.
  • Money Market Account- Bigger balances earn bigger interest rates.

Explore Savings
Lending
Access the capital you need to hit that next milestone.

  • Personal Loans — For planned and unexpected expenses, a personal line of credit provides money when you need it.
  • Auto & Recreation Loans — If you’re ready to get out on the road or out on the water, we have financing options for you.
  • Home Equity Line of Credit — Leverage your home’s equity to activate the funds you need for expenses and repairs.
  • Ready Reserve Overdraft Line of Credit — Make overdrafts a thing of the past by equipping your checking account with this stand-by access to credit.

Explore Lending

Find your local branch.

Main Street

81 Main St., Suite 100
Hilton Head Island, SC 29926

843.548.1004

81 Main St., Suite 100
Hilton Head Island, SC 29926

843.548.1004

Ansley Goodman

Ansley Goodman

Branch Manager

Bluffton

1 Sheridan Park Circle
Bluffton, SC 29910

843.815.7111

1 Sheridan Park Circle
Bluffton, SC 29910

843.815.7111

Mollie Sandman

Mollie Sandman

Branch Manager

Need Help?

We’re here to help you. Visit our Help Center to find important information and frequently asked questions.

Visit Help Center

Open an Account

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Warning! You are leaving South Atlantic Bank.

The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.