• Switch to a Bank that’s Tailor-Made for You

    Born and bred on the Carolina Coast, we’re not just bankers — we’re your neighbors. As a local bank, our team is invested in you. That’s why we design our accounts to boost your finances and keep more money in your pocket. Making the switch has never been easier.

Premier Checking

With all balances earning interest, Premier Checking puts more money in your pocket.

Free Checking

Just need an account to get the job done? Keep it simple with this no frills, no fees account.

Active Senior Checking

Tons of perks for customers aged 55 and better, like compounded interest and unlimited check writing.

Student Checking

With no minimum balance requirements and a low opening deposit, you’ll build your financial foundation fast.

An Account for Every Need

Earn interest, avoid fees, and make life a little easier with an account that fits you perfectly.

Compare Checking Accounts
Save for a Brighter Tomorrow

Lay the groundwork for your future. Whether you’re saving for a big purchase or saving for peace of mind, we’ll help you get started.

Savings Accounts
Money Market Account

Higher balances earn higher rates with this premium, tiered account. Our Money Market Account can help you grow your savings while still allowing to access your funds when you need them.

Money Market Account

Set up an Appointment

We’d love to help you open your account and answer any questions you may have.

Contact us

Next Steps

Opening your account is a smooth, simple process. Here’s what you’ll need next.

Take the next step
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Warning! You are leaving South Atlantic Bank.

The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.