Years ago, banks would offer potential customers a single, one-sized-fits-all checking account—little more than a place for them to store their money. While other banks might still pitch those same, staid products, South Atlantic Bank offers five different personal checking accounts tailor-made for you and your lifestyle.
All South Atlantic Bank checking accounts include unlimited check writing, Online Banking with Bill Pay, a free South Atlantic Bank Mastercard® debit card, and free Electronic Statements. Now, let’s take a closer look at each South Atlantic Bank checking account to help you discover the one that’s best for you:
Premier Checking
Get rewarded for your relationship with us with Premier Checking, an exclusive package account from South Atlantic Bank. This interest-bearing checking account requires just $100 to open and offers four balance options to avoid service charges and other fees. The interest you earn is compounded daily and credited monthly, and you’ll receive a no-minimum-balance savings account and free cashier’s checks, helping you keep more of your money where it belongs—with you.
Money Market Checking
Earn higher rates on higher balances with a premium South Atlantic Bank Money Market Checking account. Open your account with a $1,000 deposit and earn interest on collected balances of $1,000 or more across six interest tiers. Plus, you can get your monthly account service charges waived by maintaining a $1,000 daily balance or a $2,000 average monthly balance.
Active Senior Checking
Designed for customers age 55 or better, our interest-bearing South Atlantic Bank Active Senior Checking account includes free checks and a safe deposit box discount—plus a whole lot more. Any interest you earn will be compounded daily and credited monthly and the monthly service charge can be waived by meeting one of four qualifiers : Monthly direct deposit, $500 daily balance, $1,000 average monthly balance, or $2,500 combined daily balance in checking, savings, CD or IRAs
Student Checking
Exclusively designed for students aged 14 to 22, South Atlantic Bank Student Checking includes free, unlimited check writing with no monthly service charges. Plus, you’ll get free, unlimited non-South Atlantic Bank ATM withdrawals—which means we’ll never charge fees or surcharges! All it takes to open your South Atlantic Bank Student Checking account is a valid student ID and a low $50 opening deposit.
Free Checking
South Atlantic Bank Free Checking is the perfect checking account for young adults or anyone needing to perform basic transactions. In addition to the account features mentioned at the beginning of this post, we’re making sure that Free Checking lives up to its name. You won’t pay any monthly service charges or other fees, and you’ll receive two free non-South Atlantic Bank ATM withdrawals per card per month.
Ready to open your South Atlantic Bank checking account?
Bring one form of photo ID (like your driver’s license or a government-issued photo ID card), your Social Security number, and your opening deposit to your local South Atlantic Bank branch. If your address is different than what’s shown on your ID, please bring verification of your current address. Student Checking accounts established for students younger than 18 will be co-owned by their parent(s).
If you are interested in making the switch to South Atlantic Bank, check out our Switch Kit.
Is it paying bills on time, robust savings, retirement fund, affording a new car? Whatever financial health means to you, it starts with getting your finances in order. It’s easy to think that keeping track of your account balances is all you need to do to stay on top of your finances. But that is […]
Learn More About What Does Financial Health Mean to You?Homeownership is the American Dream. It’s a significant step towards building wealth, but people across the country are struggling to purchase a home because of limited homes for sale, prices are high, and the Fed is raising interest rates. However, homeownership is not a lost dream – it’s a long-term investment. Here’s how you can […]
Learn More About 5 Tips for Home BuyersDo You Practice Safe Checks? It should come as easily as airline safety, so buckle up for this one. Despite the fact that check use has declined by 25%, reports of check fraud have soared. In fact, they’ve nearly doubled since 2021. Criminals are becoming more sophisticated and finding new ways to steal your financial […]
Learn More About Practice Safe ChecksProtect Yourself from Scammers According to a recent alert to banks from the Financial Crimes Enforcement Network, part of the Treasury Department, criminals have been increasingly targeting the U.S. Mail and United States Postal Service mail carriers since the COVID-19 pandemic to commit check fraud. Criminals typically steal personal checks, business checks, tax refund checks, […]
Learn More About Check Theft & FraudEach year older Americans lose approximately $2.9 billion to fraud, but it is suspected that number is drastically underestimated because only one in 44 seniors report financial abuse. The following tips are helpful for seniors and their financial caregivers to proactively protect themselves and their loved ones from fraud. For more financial caregiver resources, visit […]
Learn More About Safe Banking for SeniorsWatch Out for Election-Themed Scams In this week’s scam, cybercriminals are taking advantage of the upcoming United States elections to try and steal your personal information and money. The scams vary slightly and involve fake text messages, social media posts, phone calls, and more. Cybercriminals use AI to make these phishing attempts even more convincing. […]
Learn More About IT Regulatory Compliance SecurityWe're here to help you. Visit our Help Center to find important information and frequently asked questions.
Visit Help CenterReady to make the switch? Open a new account with South Atlantic Bank.
Open an Account Now